golf equipment.

Golf Equipment & Simulator Financing

Primary program for retail golf products and golf carts

Variant’s retail goods financing program for the golf industry is unique and extremely effective. It allows online and brick and mortar golf retailers to advertise great financing promotions such as 0% FINANCING AVAILABLE both on their websites as well as in their store windows.  We also offer financing terms with competitive interest rates for up to 60 months

Customers can apply for financing right on the retailer’s website or in the store via a simple credit application.  The customer chooses between a low, fixed-interest monthly payment, or a 0% APR offer for 6 or 12 months.  After completing the application, a decision is immediately returned.  The customer can then sign the loan document electronically and take possession of the item they are purchasing or the merchant can ship the product in the event of an online sale.

Retailers are generally funded in 24 to 48 hours on a non-recourse basis.  Merchant fees start as low as 1.99% which is lower than most visa or master card transaction fees.

The program is a primary program and will consider FICO scores from the mid 600’s and above.

The financing can be used for selling products such as golf carts, golf simulators, high end clubs, and other related equipment costing $850 or more.

Variant has brought to market multiple customer financing programs for various facets of the golfing industry. We currently offer primary and sub-prime consumer financing programs for use in selling retail goods from golf carts to golf technology as well as educational products like golf seminars and training. Financeable products and services have retail costs of $500 to $20,000 or more and can be sold both online and in store (brick and mortar).

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Unmatched merchant support

With our competitors, you are a needle in a haystack.  Our model is working with smaller numbers of merchants to provide the service you deserve.

Easy integrations and process

With Variant, we can design a process around the way YOU do business. Multiple integration opportunities and white labeling available.

Available for both in-store & online

Whether you have multiple storefronts or sell exclusively online, Variant has what you need to close those transactions quickly and effectively.

Increase your marketing power

We offer the best consumer terms in the industry giving you the ability to market in ways your competitors can not.

Higher conversion rates

Most of our merchants have conversion rates in the mid 90% range. Which means when the customer is approved…THEY BUY!

Customize your program

We offer you the ability to make your program unique and can customize special promotions for events like the holiday shopping season.

Custom Program for golf training and education

In addition to golf equipment, Variant finances golf instruction and training programs. See our career training financing program page for more details.

Golf Equipment Financing - Online
Basic Merchant Requirements

Minimum Annual Revenue (Total Sales)


Minimum Years in Business



Business Background


– Profitable
– No Bankruptcy

Principals Background


– Reasonable Credit
– No bankruptcy
– No foreclosure
– No Tax Liens

Convert "lookers" into BUYERS

Cost Effective

Obtain the marketing power of a big budget advertising campaign for a small budget price.

Easy Integration

Ecommence financing integrations

Unmatched Promotions

True 0% Interest Financing

Lead Generation

Even the declines can be converted into sales as you are provided with the contact information for the interested customer.

Let's talk about your needs

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(800) 570-6103

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