home improvement.

Home Improvement Financing

Get More Approvals!

Implement our PrimarySecondary, and Tertiary home improvement financing program all rolled into one quick application that is easy to use during in-home sales consultations.

A declined customer can be a huge roadblock to closing a sale.  You go into a home, quote a job, and effectively “close” the sale.  The customer wants your services, knowing that improving their home not only benefits their everyday life but increases the value of their home.  Receiving a “decline” from a finance company can kill a sale and creates an obstacle that we help salespeople overcome with secondary program options, providing customers with a second chance at approval.

Adding a secondary program can result in more approvals, more sales, and more happy customers that are ready to refer their friends and family your way.  Walking away from a sale with nothing benefits no one.

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Unmatched merchant support

With our competitors, you are a needle in a haystack.  Our model is working with smaller numbers of merchants to provide the service you deserve.

Easy integrations and process

With Variant, we can design a process around the way YOU do business. Multiple integration opportunities and white labeling available.

Available for both in-store & online

Whether you have multiple storefronts or sell exclusively online, Variant has what you need to close those transactions quickly and effectively.

Increase your marketing power

We offer the best consumer terms in the industry giving you the ability to market in ways your competitors can not.

Higher conversion rates

Most of our merchants have conversion rates in the mid 90% range. Which means when the customer is approved…THEY BUY!

Customize your program

We offer your the ability to make your program unique, and can customize special promotions for events like the holiday shopping season.

Home Improvement Financing
Basic Merchant Requirements

Minimum Annual Sales Volume



Minimum Years in Business



Business Background


– Profitable
– No Bankruptcy

Principals Background


– Reasonable Credit
– No bankruptcy
– No foreclosure
– No Tax Liens

Convert "lookers" into BUYERS

Cost Effective

Obtain the marketing power of a big budget advertising campaign for a small budget price.

Easy Integration

Ecommence financing integrations

Unmatched Promotions

True 0% Interest Financing

Lead Generation

Even the declines can be converted into sales as you are provided with the contact information for the interested customer.

Let's talk about your needs

Call Us Today!

(800) 570-6103

get the conversation started

lets talk about your company and how we can help