chiropractic & regenerative medicine.

Chiropractic Patient Financing Programs Overview

Programs for wide range of credit risks

Variant works with mid to large size chiropractic and regenerative medicine practices to offer Primary financing programs through its affiliate SimpleSelect Patient Finance®.  SimpleSelect is the best loan a patient can get in the industry and a far better option for patients to finance out of pocket medical expenses than a high interest credit card.  

To supplement SimpleSelect, Variant also offers Secondary and Tertiary programs to approve patients declined by primary lenders such as SimpleSelect. 

The programs are generally customized to fit a practice’s needs based on their volume, service delivery time, and treatment plan costs.  

Program Objectives


Attractive Financing Terms
Attractive Terms
- Terms up to 5 years
- 0% interest financing
- Up to $20,000
- No default interest
Easy Implementation
Easy Implementation
- Online integration
- 1st & 2nd look credit
- Marketing assistance
- No cost to enroll
Quick Simple Processing
Quick Simple Processing
- Instant decisioning
- Electronic documents
- Soft credit check
- FAST funding

No one has more experience, options, or is better to work with than Variant Financial…NO ONE.

Additional Information

Patient acquisition can be challenging and require a lot of resources.  Offering a finance program designed for multiple levels of credit, not just prime, can significantly increase case acceptance by eliminating the payment barrier for patients with challenged credit.  Patients with less than perfect credit are often the ones most in need of flexible payment options, helping them say “yes” to treatment.

Basic Practice Requirements

Minimum Annual Practice Revenue



Minimum Years in Business



Business Background


– Profitable
– No Bankruptcy

Principals Background


– Reasonable Credit
– No bankruptcy
– No foreclosure
– No Tax Liens

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