Primary Programs
Primary Consumer Finance Programs
Primary program for moving and relocation services
A primary consumer finance program is defined as a financing option that is offered to the customer first (first look) before other finance programs options are presented. Primary programs offer the most attractive loan terms for consumers and typically have lower dealer fees for merchants but are stringent on credit, only approving customers with good-to-excellent credit. Primary consumer finance programs are an important piece of an overall customer financing program but can only help a portion of the customer base and should be used in conjunction with sub-prime and tertiary programs to maximize sales.
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Unmatched Merchant Support
Easy Integrations & Processes
Available for Both In-Store & Online
Increase Your Marketing Power
Higher Conversion Rates
Customize Your Program
No one has more experience, options, or is better to work with than Variant Financial… NO ONE.
Other Programs
Convert "lookers" into BUYERS
Conversion Rate
Cost Effective
Obtain the marketing power of a big budget advertising campaign for a small budget price.
Easy Integration
Unmatched Promotions
True 0% Interest Financing
Lead Generation
Even the declines can be converted into sales as you are provided with the contact information for the interested customer.
Loan Details/Parameters*
Loan Sizes
$1,000 – $25,000+
Loan Term
6 to 72 Months
Customer APR**
0% to 17.99%
*Program terms can vary by merchant
**APR stands for Annual Percentage Rate
Basic Merchant Requirements
Minimum Years in Business
2
Business Background
– Profitable
– No Bankruptcy
Principals Background
– Reasonable Credit
– No bankruptcy
– No foreclosure
– No Tax Liens