Career Training and Coaching.

Coaching, Training, Consulting, and Speaking Programs

Primary program for moving and relocation services

Variant Financial has a lot experience providing sales driven consumer finance programs to companies that sell training, seminars, workshops, webinars, and/or education based software. Businesses in this sector do not enjoy access to financing programs that a traditional consumer merchant does.  Our finance programs enable these educators to fill more seats in their classrooms while increasing revenue and profits.

See the overview of our unique program to the right of this page for a more detailed list of the types of companies that benefit from this program.

Variant’s consumer finance program for coaching, training, consulting, and speaking is extremely effective and allows educators and education companies to offer their important services to a much wider customer base.

Loan terms are typically 12 to 36 months in length and the customer APR can range from 0% to 34.99%.  Every approved student is offered a 6 month “deferred interest” promotion which gives the student an option to pay off the principal balance within the first 6 months to avoid any interest charges.

The program uses various credit tiers to approve loan applications from a wide range of consumers from good credit to challenged credit.  Our unique “billing-to-purchase” component can provide educators with a 100% credit approval rate and access to new cash flow, making your business more profitable.

The credit application process is quick and easy and credit decisions are rendered instantly.  Applicants can sign their loan documents electronically and will begin making payments within 45 days.

Merchant fees are based on the credit risk of the individual and the length of the loan term offered. Educators are generally funded within 48 hours via ACH into the bank account of their choice.

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Unmatched merchant support

With our competitors, you are a needle in a haystack.  Our model is working with smaller numbers of merchants to provide the service you deserve.

Easy integrations and process

With Variant, we can design a process around the way YOU do business. Multiple integration opportunities and white labeling available.

Available for both in-store & online

Whether you have multiple storefronts or sell exclusively online, Variant has what you need to close those transactions quickly and effectively.

Increase your marketing power

We offer the best consumer terms in the industry giving you the ability to market in ways your competitors can not.

Higher conversion rates

Most of our merchants have conversion rates in the mid 90% range. Which means when the customer is approved…THEY BUY!

Customize your program

We offer your the ability to make your program unique, and can customize special promotions for events like the holiday shopping season.

Career Training and Seminar Financing
Basic Merchant Requirements

Minimum Annual Sales Volume



Minimum Years in Business



Business Background


– Profitable
– No Bankruptcy

Principals Background


– Reasonable Credit
– No bankruptcy
– No foreclosure
– No Tax Liens

Convert "lookers" into BUYERS

Cost Effective

Obtain the marketing power of a big budget advertising campaign for a small budget price.

Easy Integration

Ecommence financing integrations

Unmatched Promotions

True 0% Interest Financing

Lead Generation

Even the declines can be converted into sales as you are provided with the contact information for the interested customer.

Let's talk about your needs

Call Us Today!

(800) 570-6103

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lets talk about your company and how we can help