Customer Financing for Online Retail

Online Retail Customer Financing

Online retailers typically do not have the same access to consumer finance programs that are available to brick and mortar merchants.  Banks like GE and Wells Fargo do not offer finance programs for online transactions for most merchants.

Variant has capitalized on this opportunity by offering online retailers a consumer finance program with low merchant fees (on par with credit card transactions) and low fixed rates of interest to the debtor.  With a closed-end, fixed-rate installment loan the merchant can advertise low fixed monthly payments on their websites and because of changes we have made in application and loan processing technology, financing transactions can be completed electronically.

Program Objectives


Attractive Financing Terms
Attractive Terms
- Terms up to 5 years
- 0% interest financing
- Up to $20,000
- No default interest
Easy Implementation
Easy Implementation
- Online integration
- 1st & 2nd look credit
- Marketing assistance
- No cost to enroll
Quick Simple Processing
Quick Simple Processing
- Instant decisioning
- Electronic documents
- Soft credit check
- FAST funding

No one has more experience, options, or is better to work with than Variant Financial…NO ONE.

Effective Advertising Power

Convert "lookers" into BUYERS

Instant Results

Approval Rate
Conversion Rate

Cost Effective

Obtain the marketing power of a big budget advertising campaign for a small budget price.

Easy Integration

Customer Financing for Online Retail Purchases

Unmatched Promotions

True 0% Interest Financing

Let's talk about your needs

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(800) 570-6103

Let’s start building your consumer finance program today!

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