Trailer Financing

Trailer Financing Program Overview

One of Variant Financial’s newer programs is trailer financing. This would include various types of trailers, such as boat trailers, horse trailers, motorcycle trailers, etc. This program can also be used for campers, eggshell campers, and teardrop trailers.

Minimum amount financed is $1,500 and maximum amount can vary by dealer and product type, with most programs being capped at $25,000.

Loan terms are up to 72 months and our standard APR with NO Dealer fee is 10.99%. Lower interest rate options are available as well as NO INTEREST loans at a cost.

Customers can apply for trailer financing right on the dealer’s website or in the store via a soft credit pull, pre-approval application. A decision is rendered in seconds (some applications may require a manual review which takes less than 5 minutes on average).

The customer can then sign the loan documents electronically in store or online.

Retailers are generally funded in 24 to 48 hours on a non-recourse basis.

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Unmatched Merchant Support

With our competitors, you are a needle in a haystack. Our model is working with smaller numbers of merchants to provide the service you deserve.

Easy Integrations & Processes

With Variant, we can design a process around the way YOU do business. Multiple integration opportunities and white labeling available.

Available for Both In-Store & Online

Whether you have multiple storefronts or sell exclusively online, Variant has what you need to close those transactions quickly and effectively.

Increase Your Marketing Power

We offer the best consumer terms in the industry giving you the ability to market in ways your competitors can not.

Higher Conversion Rates

Most of our merchants have conversion rates in the mid 90% range. Which means when the customer is approved…THEY BUY!

Customize Your Program

We offer your the ability to make your program unique, and can customize special promotions for events like the holiday shopping season.

Basic Merchant Requirements

Minimum Annual Sales Volume

$1,000,000

Minimum Years in Business

Business Background

– Profitable
– No Bankruptcy

Principal's Background

– Reasonable Credit
– No bankruptcy
– No foreclosure
– No Tax Liens

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(800) 570-6103

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